Republic of the Congo

Identity verification (KYC) and AML/CFT in the Republic of the Congo

In the Republic of the Congo (Brazzaville), COBAC supervises banks and ANIF receives suspicious transaction reports. Verita reads passports there, compares the customer’s face with the document and screens the name against sanctions and PEP lists; the CEMAC regulatory profile is built with you in a pilot.

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The Republic of the Congo at a glance

Central bank: Bank of Central African States (BEAC)
Banking supervisor: Central African Banking Commission (COBAC)
FATF-style regional body: GABAC (Task Force on Money Laundering in Central Africa)
AML/CFT law: Regulation No. 02/24/CEMAC/UMAC/CM of 20 December 2024 (money laundering, terrorist and proliferation financing)
Financial intelligence unit: National Agency for Financial Investigation (ANIF Congo)
Data protection: Law No. 29-2019 of 10 October 2019 (the commission it provides for is not yet set up)
National ID document: Computerised, secure biometric national ID card (Decree No. 2007-207)
Business register: RCCM (OHADA area); ACPCE one-stop shop (Congolese business creation agency)
Tax identification number: NIU (unique identification number)
Currency: Central African CFA franc (XAF)
Official language: French
FATF status (June 2026 plenary): Not under increased monitoring
Insurance: CIMA member

What Verita checks today in the Republic of the Congo

Passports and MRZ documents (ICAO 9303 format), whatever the issuing country.
The Congolese biometric national ID card: it can be uploaded as a generic identity document; dedicated reading (fields, number format) is set up in a pilot.
Face match, liveness and sanctions (UN, OFAC, EU, UK) and PEP screening, as on every file.
Businesses: automatic registry cross-checks are available for Côte d’Ivoire; for the Republic of the Congo, we scope them in a pilot.

The AML/CFT framework in the Republic of the Congo

The Republic of the Congo (Brazzaville) is part of CEMAC: the BEAC issues the Central African CFA franc and COBAC supervises banks. Regulation No. 02/24/CEMAC/UMAC/CM of 20 December 2024 frames the fight against money laundering and terrorist and proliferation financing in the six states, all members of GABAC. The country was not under FATF increased monitoring after the June 2026 plenary; it should not be confused with the Democratic Republic of the Congo, which is also a GABAC member but not part of CEMAC.

What is set up in a pilot

Verita is built for the BCEAO framework. A ready-made CEMAC regulatory profile (COBAC rules, the national financial investigation agency’s report format) does not exist yet: we build it with your compliance team in a pilot.

Personal data

Law No. 29-2019 of 10 October 2019 on personal data protection governs the processing of personal data in the Republic of the Congo; face photos and identity documents are part of it. Verita can be installed on your own servers so that this data stays inside your perimeter, and every access is logged in the audit trail.

Frequently asked questions

Does Verita read the Congolese biometric national ID card?

Not with dedicated reading yet: it can be uploaded as a generic identity document, and full reading is set up in a pilot. Passports are read automatically.

Who do banks in the Republic of the Congo report suspicions to?

To the National Agency for Financial Investigation (ANIF Congo). Verita prepares the report and has it approved by two people in your institution; your reporting officer sends it.

Is KYB available in the Republic of the Congo?

Automatic business-registry cross-checks are available for Côte d’Ivoire. For this country, we scope them with you in a pilot.

Can Verita be installed on our own servers?

Yes. On-premise installation is possible: documents and personal data never leave your infrastructure.

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