Côte d’Ivoire

KYC, KYB and AML/CFT in Côte d’Ivoire

Verita is built in Abidjan for Ivorian banks, payment institutions and insurers. Every common document is read, from the CNI to the RCCM, and each file goes through face match, liveness and AML/CFT screening before it reaches your analyst, reasoning included.

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Côte d’Ivoire at a glance

Central bank: BCEAO (Central Bank of West African States), shared by the eight states
Banking supervisor: WAMU Banking Commission
Financial intelligence unit: CENTIF-CI (National Unit for the Processing of Financial Information)
FATF-style regional body: GIABA
AML/CFT law: Ordinance No. 2023-875 of 23 November 2023 (transposes the 2023 AML/CFT/PF uniform law)
Data protection: Law No. 2013-450 of 19 June 2013; authority: ARTCI
National ID document: Biometric chip CNI, issued by ONECI
Business register: RCCM (OHADA area); CEPICI one-stop shop
Tax identification number: NCC (taxpayer account number)
Currency: CFA franc (XOF)
Official language: French
FATF status (June 2026 plenary): Under increased monitoring (grey list) since October 2024; action plan found substantially complete in June 2026
Insurance: CIMA member

What Verita checks today in Côte d’Ivoire

Identity documents: biometric CNI (with the number format checked), passport, driving licence, residence card, CNAM (CMU) card and proof of address.
The electronic chip (NFC) of the passport and the residence card, read from the mobile app: its photo is used for the face match.
Businesses: RCCM, CEPICI IDU, articles of association and taxpayer number (NCC), cross-checked with CEPICI and Abidjan Commercial Court sources.
Vehicles: driving licence, registration, technical inspection and insurance certificate, for fleets and motor claims.
Face match, liveness and sanctions (UN, OFAC, EU, UK) and PEP screening on every file.
Suspicious transaction reports in the CENTIF-CI format, approved by two people.

The AML/CFT framework in Côte d’Ivoire

Côte d’Ivoire applies the common WAEMU framework: the BCEAO and the WAMU Banking Commission supervise banks, and Ordinance No. 2023-875 of 23 November 2023 transposes the 2023 AML/CFT/PF uniform law. Suspicious transaction reports go to the CENTIF-CI. The country has been under FATF increased monitoring (the grey list) since October 2024; in June 2026 the FATF found its action plan substantially complete, opening the way to an on-site visit. For banks, documented and verifiable due diligence matters all the more.

Personal data

Law No. 2013-450 of 19 June 2013 on personal data protection, supervised by ARTCI, governs the processing of personal data in Côte d’Ivoire; face photos and identity documents are part of it. Verita can be installed on your own servers so that this data stays inside your perimeter, and every access is logged in the audit trail.

Frequently asked questions

Does Verita read the Ivorian biometric national ID card (CNI)?

Yes. The Ivorian biometric CNI is supported, with its number format checked, along with the passport, driving licence, residence card and CNAM card.

Who do banks in Côte d’Ivoire report suspicions to?

To the CENTIF-CI (National Unit for the Processing of Financial Information of Côte d’Ivoire). Verita prepares the report and has it approved by two people in your institution; your reporting officer sends it. The report is produced in the CENTIF-CI format.

Can Verita be installed on our own servers?

Yes. On-premise installation is possible: documents and personal data never leave your infrastructure.

Ready to modernise your onboarding and compliance?

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