Chad

Identity verification (KYC) and AML/CFT in Chad

In Chad, COBAC supervises banks and ANIF-Tchad receives suspicious transaction reports. Verita reads passports there, compares the customer’s face with the document and screens the name against sanctions and PEP lists; the CEMAC regulatory profile is built with you in a pilot.

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Chad at a glance

Central bank: Bank of Central African States (BEAC)
Banking supervisor: Central African Banking Commission (COBAC)
FATF-style regional body: GABAC (Task Force on Money Laundering in Central Africa)
AML/CFT law: Regulation No. 02/24/CEMAC/UMAC/CM of 20 December 2024 (money laundering, terrorist and proliferation financing)
Financial intelligence unit: National Agency for Financial Investigation of Chad (ANIF-Tchad)
Data protection: Law No. 007/PR/2015 of 10 February 2015
National ID document: National ID card, issued by ANATS after NNI enrolment
Business register: RCCM (OHADA area); ANIE one-stop shop (national investment and export agency)
Tax identification number: NIF (tax identification number)
Currency: Central African CFA franc (XAF)
Official language: French and Arabic
FATF status (June 2026 plenary): Not under increased monitoring
Insurance: CIMA member

What Verita checks today in Chad

Passports and MRZ documents (ICAO 9303 format), whatever the issuing country.
The Chadian national ID card: it can be uploaded as a generic identity document; dedicated reading (fields, number format) is set up in a pilot.
Face match, liveness and sanctions (UN, OFAC, EU, UK) and PEP screening, as on every file.
Businesses: automatic registry cross-checks are available for Côte d’Ivoire; for Chad, we scope them in a pilot.

The AML/CFT framework in Chad

Chad is part of CEMAC: the BEAC issues the Central African CFA franc and COBAC supervises banks. Regulation No. 02/24/CEMAC/UMAC/CM of 20 December 2024 frames the fight against money laundering and terrorist and proliferation financing in the six states, all members of GABAC. The country was not under FATF increased monitoring after the June 2026 plenary. The national ID card requires prior enrolment for a national identification number (NNI), managed by ANATS.

What is set up in a pilot

Verita is built for the BCEAO framework. A ready-made CEMAC regulatory profile (COBAC rules, the national financial investigation agency’s report format) does not exist yet: we build it with your compliance team in a pilot.

Personal data

Law No. 007/PR/2015 of 10 February 2015 on personal data protection governs the processing of personal data in Chad; face photos and identity documents are part of it. Verita can be installed on your own servers so that this data stays inside your perimeter, and every access is logged in the audit trail.

Frequently asked questions

Does Verita read the Chadian national ID card?

Not with dedicated reading yet: it can be uploaded as a generic identity document, and full reading is set up in a pilot. Passports are read automatically.

Who do banks in Chad report suspicions to?

To Chad’s National Agency for Financial Investigation (ANIF-Tchad). Verita prepares the report and has it approved by two people in your institution; your reporting officer sends it.

Is KYB available in Chad?

Automatic business-registry cross-checks are available for Côte d’Ivoire. For this country, we scope them with you in a pilot.

Can Verita be installed on our own servers?

Yes. On-premise installation is possible: documents and personal data never leave your infrastructure.

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